Champion IT Network, Author at Alpha Advisers Group

Risk Insurance

If you or someone you love depends on your income, then you need life insurance. But how do you know which type you need, or how much, or how best to pay for that insurance? In this ebook, we examine the life insurance options available to you so that you can make an informed decision about one of the most important purchases you will ever need to make.

Estate Planning

Estate planning is an essential part of any financial plan. And while the principles of estate planning are relatively straightforward, the specifics can be a lot more complicated. This new eBook contains a comprehensive summary of everything a good estate plan should include. Enjoy, share and please do not hesitate to get in touch if there is anything about your estate planning that you would like to discuss.

The Family Home

A family home is a must for anyone who is serious about achieving economic freedom. In this ebook, we look at the ways in which family homes contribute to your economic and social wellbeing, and spend a lot of time discussing practical ways to make home ownership more effective – especially when it comes to helping out other members of your family such as adult children or elderly relatives. Given our commitment to gender equity, we also devote considerable attention to the unique difficulties facing single parents, and especially single mothers.

Buying the right family home is much easier when you manage your finances as effectively as possible. So if you need to talk to someone about how to make the best decisions about your own family home, talk to us.

We hope you enjoy this ebook. Please let us know your thoughts and we look forward to continuing to bring you high quality, practical information that really helps – just like this one.

All about TPD

Total and permanent disability (TPD) insurance is one of the most important life insurances around. As the name implies, TPD insurance pays you a benefit if you become ill or injured and cannot continue working as you did prior to the illness or injury.

December 2018

The Australian share market continued its fall over the past month. Pretty clearly, this fall is being driven by changing sentiment in the US market. When we look at the drivers of the US market, this does not make a lot of sense. But the old saying appears to be true: when the American market catches a cold, the rest of the world sneezes.

Credit Cards: What’s good about them?

Credit cards can be extremely convenient, especially when you pay them off in full each month and never incur interest. Here are some of the ways that credit cards can make life easier.

Why is Capital Gains Tax the ‘Happy Tax’?

What would you think if we told you that there is a special type of tax that people are always happy to pay? Would you think we had dropped the ball? You shouldn’t. Read on…

Long term thinking leads to serenity

Growth markets can be very risky in the short-term. But if you let time work for you, this risk can fall away dramatically for a long-term investor.

November 2018

Well, we will almost say ‘we told you so.’ Last month we analysed the extraordinary growth of the US share market over the last ten years – and suggested that the main driver of that growth, the technology sector, may be in for a correction. And the correction happened: shares in one company alone (Amazon) fell by 18% across the first 26 days of October, while the (US) market fell 9% overall. Read on to see what this means for the Australian market.

Franking credits

The franking credit system is necessarily complex. But the idea underlying it is quite a simple one. A company’s profits are taxed at the applicable tax rate of each of its shareholders. This article explains exactly how.

CHOOSE YOUR ADVISER

Champion IT Network