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A Simple Guide to Super Beneficiaries
When you think about your superannuation, you probably focus on growing it for retirement. But have you considered what happens to it if you pass away? It’s a common myth that your super is automatically covered by your Will. In most cases, it isn’t. Your super is held in a trust, and the fund's trustee is responsible for paying it out. To ensure your money goes to the right people, you need to give the trustee clear instructions. This is done by nominating a beneficiary. Let's look at the fundamentals.

Talking to Your Family About Your Will
It's one of those difficult chats we often put off, but talking to your family about your will and estate plan is one of the most important things you can do. It's not about being morbid; it's about being responsible. Having this discussion can prevent future misunderstandings, reduce family conflict, and ensure your wishes are known and respected.

Imparting Financial Habits to Your Children
Teaching children about money is one of the most valuable lessons a parent can offer. It goes far beyond simply giving them pocket money; it’s about shaping their mindset for a financially secure future. By instilling a few core habits early on, you can move beyond basic saving and start building the foundation of a true investor.

The Basics of the Australian Age Pension
The Age Pension is a vital source of income for many Australians in retirement, providing regular payments to help with living costs. Knowing the ins and outs of how it works can make a real and impactful difference to your financial wellbeing.