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Federal Budget 2026-27
The 2026-27 Federal Budget has landed with some of the most significant structural tax changes in a generation. Treasurer Jim Chalmers has overhauled the rules for property investors, winding back negative gearing to new builds only and replacing the long-standing 50% capital gains tax discount with inflation-indexed gains and a 30% minimum tax rate. Family trusts face a new 30% minimum tax from 2028, while workers get a $250 permanent tax offset and an immediate $1,000 work-related deduction. For motorists, fuel excise has been temporarily halved and the electric vehicle FBT exemption is being phased out over three years. Here is what it all means for your finances.
Why ‘Seeing is Believing’ is a Financial Risk in 2026
Scammers are no longer easy to spot. In 2026, artificial intelligence has fundamentally changed the nature of online investment fraud, enabling criminals to produce seamless deepfake videos of trusted public figures, build polished fake trading platforms, and even hide their activity from the social media systems designed to stop them. In response, Australia's financial regulator removed nearly 12,000 scam websites in a single year, a record, yet the threat continues to grow. Here's what you need to know to protect yourself.
Does Your Super Need a Review?
Most people assume their super will quietly take care of itself, especially as retirement approaches. But what if the default settings guiding your investments are no longer suited to the way we live today? With longer life expectancies and decades to fund after work ends, the decisions being made inside your super right now could have a bigger impact than you realise.
The Overlooked Deadline in Family Trusts
Families across Australia rely on trusts to protect their hard-earned wealth and pass assets down to the next generation, often viewing these structures as permanent safety nets. However, many trusts contain a hidden expiry date known as a "vesting date". Passing this milestone unchecked does not cause the trust to simply vanish, but it can unexpectedly strip trustees of their decision-making power and trigger a messy web of tax obligations. Before assuming your financial setup is secure indefinitely, taking the time to uncover the lifespan written into your original deed could save your family from a costly administrative headache.
